We all have goals and bucket lists. Some start with losing that freshman 15. Others kick off the new year giving up bad habits. Me, I’m doing both…and saving a little money. All with a little help from Chime!

Me, I’m doing both…and saving a little money. All with a little help from Chime!

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I’m a big mobile banker. I only JUST signed up with a traditional brick and mortar bank just recently after hearing a friend tell me the horror stories of being locked out of her online accounts with no recourse and a 3-5 day wait for a check. I’m sorry…typing that just gave me the chills.

I’ve been going back and forth about replacing my “primary” bank with another online bank..but the question was who? Enter Chime.

Chime is an online banking application that you can run right from your smartphone. After signing up, you can kick overdrafts and minimum balances to the curb as they DO NOT EXIST. If you don’t have it, you don’t get it.

With access to over 24,00 fee-free MoneyPass® ATMs, automatic transaction alerts AND an auto-pilot savings system, how can you say no! Need the rewards of a traditional bank or credit card? No worries, Chime has your back.

When you bank with Chime, you get a branded Visa® Debit Card, a Spending Account, and a Savings Account that can be managed entirely from your smartphone.

Chime CEO stated during its initial launch that “Millennials are seeking alternatives to traditional banks. They’re avoiding credit and want services that put the mobile experience first”.

One of the many reasons I bank the way I do. I am very hyper aware of the money I have at all times.

it may not be the traditional way of doing things but it’s definitely worth a go. If you are looking for a different way of managing your money and love the notion of mobile banking, be sure to check out Chime!